Group Loan

Group Loan

Empower Women Entrepreneurs with Ram Finance Private Limited

Our Joint Liability Group Loan structure empowers women entrepreneurs by offering group-based lending solutions. Form a group of 10 to 30 women members, and each member becomes equally responsible for loan repayment—promoting accountability and mutual support. At Ram Finance Private Limited., we believe in empowering women to become financially independent and successful entrepreneurs. Our Mahila Group Loan is designed to provide financial assistance to women-led groups, enabling them to start or expand their small businesses and create a sustainable livelihood. These loans are designed to provide the capital you need to start or expand small businesses, enhance income-generating activities, and support community development.
Why Choose Our Group Loans?
Group Loan Facility – Loans designed for self-help groups of women, supporting collective business initiatives
✅ Affordable Interest Rates – Competitive rates that ensure easy repayments
✅ Quick Processing – Fast loan approval and disbursement to kickstart your business journey
✅ Flexible Loan Amounts – Loans from ₹10,000 to ₹5 Lakhs based on the group’s need
✅ No Collateral Required – Unsecured loans with easy documentation
✅ Empowerment & Financial Independence – Support for women entrepreneurs in a collaborative setup

Required Documents
  • 5 Photographs
  • Address Proof
  • I.D. Proof
  • 2 Stamp Paper of Rs.50/-
  • Bank Statement (last 3 months)
  • File Charge Rs. 4450/-
Types of Guarantor
  • Government Guarantor
  • Private Limited Guarantor
  • Property Guarantor
Valid Address Proof Documents
  • Rashan Card
  • Electricity Bill
  • Mobile/Land Line Bill
  • Passport
  • Mool Niwas Patra
  • House Tax Slip
  • Water/Gas Bill etc.
Documents of Guarantor
  • 5 Recent Photographs
  • Address Proof
  • ID Proof
  • 7 Stamp Papers (50-50 Rs/-)
  • Bank Details
  • Property Documents (if applicable)
  • Payslips (2 months) & Bank Statement (3 months)
  • Last 2 years I.T.R (if I.T.R Guarantor)
Valid I.D. Proof Documents
  • PAN Card
  • Voter Card
  • Driving License
  • Job Certificate from current employer
  • College ID Card etc.